Commercial Mortgage

Commercial Mortgage FAQs

How long can I borrow for?

Commercial mortgages can go up to 25 years, however most lenders prefer shorter terms, usually below 20 years.

How much can I borrow?

The mount you can borrow is capped by either the maximum Loan to Value (LTV) or whether you can afford the loan repayments. For the right proposal there is no upper limit outside of this.

Can I have interest only?

Yes it is possible however we need to present a strong business case. Lenders prefer capital and interest repayments. Interest only is, usually, only available for short periods i.e. the first 2 years.

Why work with us?

The world of commercial mortgages can be a complex one. Knowing where to start is a challenge, especially if you’ve already asked your bank and they weren’t overly responsive. We have a broad panel of lenders that specialise in this area and we have years of experience in heling clients own their own commercial premises. We’ll guide you through the process, highlighting where the challenges will be and how we overcome them. Using our strong relationships we can engage a lender on an informal basis quickly in order to understand the likelihood of success, meaning we can save you a lot of time and stress.